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  <description>Affordable homes. Stronger communities.</description>
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  <lastBuildDate>Thu, 05 Nov 2026 16:37:56 GMT</lastBuildDate>
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    <title>Owning the House, Not the Land: The Quiet Math Behind Community Land Trusts</title>
    <link>https://www.cnhdhome.org/community-land-trusts-homeownership-explained/</link>
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    <description>Community land trusts are helping moderate-income families buy homes in markets where prices once made ownership unthinkable. We explain the ground-lease model, follow one family&#039;s path to their first keys, and share a practical checklist for finding a CLT near you.</description>
    <author>CNHD Home</author>
    <category>Affordable Homeownership</category>
    <pubDate>Thu, 05 Nov 2026 16:21:20 GMT</pubDate>
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